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              Feature Article 
            SELECTING ARBITRATION FORUM 
  Factors in Considering Which Arbitration
Organization to Choose 
              Special Note 
            SPOLIATION BRINGS DISMISSAL 
              Personal Injury Plaintiff's Submission to Surgery After Ignoring Physical Exam Requires Dismissal of Action 
              General Practice Points 
            COPIES OF AFFIDAVITS 
              Mere Copies of Affidavits Are Okay; Filing Need Not Be of "Originally Signed" Ones 
              
             
             
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            FORECLOSURE OF LIENS 
            Notice Required by RPAPL § 1303 Doesn't Apply to Foreclosure of Liens Other Than Mortgages 
              DEBT COLLECTION PRACTICES 
              Debt Collector's Many Calls to Debtors to Collect $514 Debt Were Not Designed to Harass and Can't Support Damages Claim Under Fair Debt Collection Act 
              EXEMPT FUNDS ISSUES 
                              Debtor's Diligent Pursuit of His CPLR 5222-a Rights Results in Preserving Exempt Funds in His Bank Account, and in Penalties Imposed on Creditor, Including Attorneys' Fees 
                
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                Backlog Items: 
            VENUE AGAINST FOREIGN CORPORATION 
                          Foreign Corporation Not Certificated to Do Business in New York Is Nonresident for Venue Purposes Despite Actual Place of Business and High Volume of Activity 
            ERRONEOUS RETURN DAY 
  Setting Proceeding's Return Day on Weekend Is Correctable If Respondent Not Prejudiced 
             
             
            
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